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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Which of the following is NOT a settlement option for life or annuity policies?

A) Life income with period certain.
B) Pure life income.
C) Fixed period.
D) Asset withdrawal.

2. Any person of competent legal capacity may contract for life and health insurance at a MINIMUM age of

A) 15.
B) 21.
C) 16.
D) 18.

3. Premiums paid by the insured for personally owned disability income insurance are

A) tax deductible.
B) tax deferred.
C) not tax deductible.
D) partially tax deductible.

4. An endorsement to an insurance policy that modifies clauses and provisions of the policy is referred to as

A) a rider.
B) an attachment.
C) an add-on.
D) a supplement.

5. Under the unpaid premium Uniform Optional Provision, if there is an unpaid premium at the time a health claim becomes payable, then the

A) claim is delayed until payment of the premium.
B) premium is deducted from the claim.
C) policy is cancelled.
D) claim is denied.

Solutions: