During a review, an analyst notices discrepancies between a customer's nature of business listed on the business registry and what was stated on the customers application. The analyst should:

• A. close the review as there is no adverse news in the public domain.
• B. accept discrepancies in the information given the onboarding team did not flag any issue.
• C. review all documents for whether certified true copies are submitted.
• D. clarify discrepancies noted in the customer's declared profile given the downstream impact on the risk assessment.

SAR/STR NARRATIVE
A SAR/STR has been submitted on five transactions conducted on the correspondent banking relationship with ABC Bank.
Client Information:
Remitter information: DEF Oil Resource Ltd. is the oldest member of the DEF Group. It was founded in 1977 as a general trading business with a primary focus on exports from Africa and North America. The group has business activities that span the entire energy value chain. Their core field of endeavor is centered within the oil and gas industry and its associated sub-sectors.
Beneficiary Information:
As per the response received from ABC Bank, it was determined that the beneficiaries are related to DEF Oil Resource Ltd. These were created by DEF Oil Resource Ltd. to purchase property in a foreign country on behalf of their senior management as part of a bonus scheme. The purpose behind this payment was for the purchase of property in another country.
Payment Reference:
ABCXXXXX31PZFG2H
ABCXXXXXX51PQGEH
ABCXXXXXX214QWVG
ABCXXXXXX41PSXA2
ABCXXXXXX815QWS3
Concerns:
* We are unsure about the country of incorporation of the beneficiaries.
* We are concerned about the transactional activity since the payment made towards entities (conducted on behalf of individuals) appears to be possible tax evasion.
* There appears to be an attempt to conceal the identity of individuals (senior management), which again raises concerns about the source of funds.
* Referring to the response received from ABC Bank, we are unclear about the ultimate beneficiary of funds.
* The remitter is involved in a high-risk business, (i.e., oil and crude products trading), and the beneficiary is involved in real estate business which again poses a higher risk.
While reviewing the account activity, it is noted that several transfers are sent to a company located in an offshore jurisdiction. Which step should the investigator take next?

• A. Request information from the company.
• B. File a SAR/STR to the FIU where the company is located.
• C. Conduct an open-source search to determine the ownership and registration of the company.
• D. Request information about the beneficiaries related to the company.

How does the Asian/Pacific Financial Action Task Force <FATF>-Style Regional Body help its members implement recommendations from the FATF? (Select Two.)

• A. Encourages cooperative AML efforts in the region
• B. Requires members to maintain lists of regional money laundering and terrorists financing issues relevant to their region
• C. Facilitates the adoption and implementation of internationally accepted AMI measures by member jurisdictions
• D. Endorses regulations that define money laundering based on the model laws issued by the respective member states
• E. Promotes laws that allow judicial challenges to seizure orders by an administrative body

Which scenarios are common to money laundering through online marketplaces and trade-based money laundering? (Select Two.)

• A. Use of fraudulent letters of credit
• B. No evidence of delivery of goods or shipping expenses
• C. Frequent conversion of foreign currency
• D. Use of multiple freight forwarding or export companies
• E. Over-valuation of the stated price of goods